NOTICE:  The information below was obtained directly from Florida Statutes and the Office of Insurance Regulation. Links are provided so you may access the statute. FAST FACTS Since October 1, 2012, all types of credit insurance (e.g., credit life, credit …

GAP (Guaranteed Automobile Protection) Insurance Read more »

NOTICE:  The information below was obtained directly from the Office of Financial Regulation (OFR) website, Florida Statutes and Florida Administrative Code (Rule). Links are provided so you may access all content on the OFR website. FAST FACTS  If RV Dealers do …

Finance License Required (Motor Vehicle Retail Installment Seller) Read more »

NOTICE:  The information below was obtained directly from the Federal Trade Commission’s (FTC) website. Links are provided so you may access the content on the FTC website. FAST FACTS    If you use consumer reports (sometimes called “credit reports”) to make …

Adverse Action and Risk Based Pricing Read more »

NOTICE:  The information below was obtained directly from Florida Statutes. This law is enforced by Florida’s Attorney General. Links are provided so you may access the statute. FAST FACTS Dealers may not impose a surcharge on the buyer or lessee …

Credit Card Surcharges/Convenience Fees Read more »